Skip to content

Scholarships & Financial Aid

College is an important investment, and we are ready to invest in your future through a variety of funding programs.

UT wants to make a sound investment in your future. That’s why 93 percent of all our students receive financial aid and scholarships.

Nearly 90 percent of our freshmen receive financial aid and scholarships from federal, state, and private sources.

Financing Your UT Education

Here’s a look at some of the top ways to finance a college education:


UT awarded $41.8 million in scholarships last year. Scholarships do not have to be repaid. They are awarded based on either merit or financial need, and some are renewable for up to four years. Furthermore, there are some scholarships available based on Tennessee residency, and many of our students are able to secure funds from external sources, such as private donors, foundations, or businesses. Learn more about scholarships available at UT based on your student type:

Freshman Transfer International

Apply for admission before the November 1 priority deadline in order to be able to apply for competitive scholarships before the December 15 deadline. Submit your application for admission by December 15 to be considered for institutional scholarships such as the Volunteer Scholarship. Read more about scholarships and specific qualification criteria on the One Stop’s website at


Work-study allows eligible students to earn funds to cover part of their educational expenses by working part time. The program awards UT students an average of $3,000 per year, which students receive through a biweekly paycheck. The exact amount you receive is determined by your award amount and how many hours you work.


Grants are reserved for students with the highest financial need and do not have to be repaid. The Expected Family Contribution (EFC) number generated by FAFSA determines your eligibility.


Student loans help students and parents cover educational expenses. All loans must be repaid; however, many programs feature low-interest rates and tax-deductible interest payments. Some loans are based on financial need. Work with our team at One Stop to outline the best financial plan for you.

Your Financial Plan

Our team is eager to work with you on a personalized and proactive financial plan that considers all options available. One Stop Express Student Services is your source for answers on financial aid, student accounts, registration, and records. Visit for complete information about scholarships and financial aid. Contact One Stop at 865-974-1111 (Monday–Friday, 8 a.m.–5 p.m. EST) or to talk to knowledgeable counselors ready to answer any of your questions about costs, financing options, and payment plans.

The flagship campus of the University of Tennessee System and partner in the Tennessee Transfer Pathway.