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Financial Aid & Scholarships

We are ready to invest in your college education and your future.

85 percent of UT undergraduates receive financial aid and scholarships.



Scholarships do not have to be repaid. They are awarded based on merit, financial need, or Tennessee residency, and some are renewable for up to four years.

Many of our students secure funds from external sources such as private donors, foundations, or businesses.

Learn more based on your student type:



As an eligible student, you can earn work–study funds to cover part of your educational expenses by working part time. Although the exact amount you receive is determined by your award amount and how many hours you work, our students earn an average of $3,000 per year.

Learn more about Work-Study


Grants do not have to be repaid because they are reserved for students with the highest financial need. The Expected Family Contribution (EFC) number generated by FAFSA determines your eligibility.

Learn more about grants

Student Loans

Student loans help students and families cover educational expenses. Some are based on financial need. Although all loans must be repaid, many programs offer low-interest rates and tax-deductible interest payments.

Learn more about student loans